We do not charge any fees. However, if you receive a guarantee, you may need to undergo verification through a third-party service, which may involve a fee
*If approved, how long does it take to receive my funds?*
If you receive a guarantee, a personal loan is typically funded within one to two business days, and in some cases, the same day. Lines of credit may take longer. Funds are usually issued directly into your bank account or by check, with the first payment typically due 30 days after the funds are received. Lenders will report your monthly payments to the credit bureaus.
*Am I guaranteed to be approved?*
If you receive a guarantee from us, you are assured of approval, subject to the terms and conditions on this website or any signed agreement between you and our company. If you receive a separate guarantee from one of our partners, they will provide the details and terms of their guarantee.
*Are the loans unsecured?*
Any guarantee provided will be based solely on your individual qualifications for personal loans and/or lines of credit. Co-signers, home ownership, or collateral are generally not required.
*Is the interest rate guaranteed?*
The interest rates displayed are based on the credit situation selection you have made. Ultimately, the rate depends on your actual credit situation and is determined by the individual lender or lenders.